/* ===========================================================
   Equinox Mortgage Calculator — Stylesheet
   Palette: deep forest midnight + warm amber + emerald accent
   =========================================================== */

:root {
  --bg-deep: #08110e;
  --bg: #0c1614;
  --surface: #131e1a;
  --surface-2: #1a2722;
  --surface-3: #20322c;
  --border: #28403a;
  --border-soft: #1d2e28;
  --text: #ecf0ed;
  --text-muted: #8fa399;
  --text-dim: #5d716a;
  --accent: #d9a566;
  --accent-soft: #b8894d;
  --accent-glow: rgba(217, 165, 102, 0.18);
  --emerald: #5fb88f;
  --emerald-glow: rgba(95, 184, 143, 0.15);
  --danger: #d97171;
  --info: #71a8d9;
  --radius-sm: 6px;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow-1: 0 1px 2px rgba(0,0,0,.3);
  --shadow-2: 0 8px 32px rgba(0,0,0,.4), 0 1px 0 rgba(255,255,255,.03) inset;
  --shadow-3: 0 24px 60px rgba(0,0,0,.55), 0 1px 0 rgba(255,255,255,.04) inset;
  --max: 1240px;
  --narrow: 760px;
  --font-display: 'Fraunces', Georgia, serif;
  --font-ui: 'Manrope', system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg-deep);
  color: var(--text);
  font-family: var(--font-ui);
  font-size: 16px;
  line-height: 1.6;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

/* Subtle film grain + ambient blobs */
body::before {
  content: '';
  position: fixed; inset: 0; z-index: -2;
  background:
    radial-gradient(ellipse 80% 50% at 20% 0%, rgba(217,165,102,.06), transparent 60%),
    radial-gradient(ellipse 60% 40% at 80% 100%, rgba(95,184,143,.05), transparent 60%),
    var(--bg-deep);
}
body::after {
  content: '';
  position: fixed; inset: 0; z-index: -1;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.04'/%3E%3C/svg%3E");
  opacity: .35; pointer-events: none;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 .5em;
  color: var(--text);
}
h1 { font-size: clamp(2.4rem, 6vw, 4.4rem); font-weight: 900; }
h2 { font-size: clamp(1.8rem, 4vw, 3rem); }
h3 { font-size: 1.25rem; font-weight: 700; letter-spacing: -0.01em; }
p { margin: 0 0 1em; }
em { font-style: italic; color: var(--accent); font-weight: 800; }
a { color: var(--accent); text-decoration: none; transition: color .2s; }
a:hover { color: var(--text); }

.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.container.narrow { max-width: var(--narrow); }
.center { text-align: center; }

.skip-link {
  position: absolute; top: -40px; left: 0;
  background: var(--accent); color: var(--bg-deep);
  padding: 10px 16px; z-index: 1000;
  transition: top .2s;
}
.skip-link:focus { top: 0; }

.eyebrow {
  display: inline-block;
  font-family: var(--font-ui);
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: var(--accent);
  margin-bottom: 1rem;
}

/* ===== HEADER ===== */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(8,17,14,.72);
  backdrop-filter: blur(20px) saturate(140%);
  -webkit-backdrop-filter: blur(20px) saturate(140%);
  border-bottom: 1px solid var(--border-soft);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}
.brand {
  display: inline-flex; align-items: center; gap: 10px;
  color: var(--text); font-family: var(--font-display);
  font-weight: 900; font-size: 1.35rem; letter-spacing: -0.03em;
}
.brand-mark { color: var(--accent); display: inline-flex; }
.brand-dot { color: var(--accent); }
.brand-text { line-height: 1; }

.primary-nav { display: flex; align-items: center; }
.nav-list {
  display: flex; align-items: center; gap: 4px; list-style: none;
  margin: 0; padding: 0;
}
.nav-list a, .dropdown-trigger {
  display: inline-flex; align-items: center;
  padding: 10px 14px; border-radius: var(--radius-sm);
  color: var(--text-muted); font-size: .92rem; font-weight: 500;
  background: transparent; border: 0; cursor: pointer;
  font-family: var(--font-ui); transition: all .2s;
}
.nav-list a:hover, .dropdown-trigger:hover {
  color: var(--text); background: var(--surface);
}
.nav-list a.nav-cta, .nav-list a.nav-cta:hover {
  background: var(--accent); color: var(--bg-deep);
  font-weight: 700;
}
.has-dropdown { position: relative; }
.dropdown {
  position: absolute; top: 100%; left: 50%; transform: translate(-50%, 8px);
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 20px;
  display: grid; grid-template-columns: repeat(4, 180px); gap: 24px;
  box-shadow: var(--shadow-3); opacity: 0; visibility: hidden;
  transition: all .25s; pointer-events: none;
}
.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown {
  opacity: 1; visibility: visible; transform: translate(-50%, 0); pointer-events: auto;
}
.dropdown h4 {
  font-family: var(--font-ui); font-size: .7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .15em;
  color: var(--text-dim); margin: 0 0 8px;
}
.dropdown-col { display: flex; flex-direction: column; gap: 4px; }
.dropdown-col a {
  padding: 6px 10px; font-size: .85rem; color: var(--text-muted);
  border-radius: 4px;
}
.dropdown-col a:hover { color: var(--accent); background: var(--surface-2); }

.nav-toggle {
  display: none; background: none; border: 0; cursor: pointer;
  width: 40px; height: 40px; padding: 8px;
}
.nav-toggle span {
  display: block; height: 2px; background: var(--text);
  margin: 4px 0; transition: all .3s;
}

/* ===== HERO ===== */
.hero {
  position: relative; padding: 80px 0 100px; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0; z-index: -1; pointer-events: none;
}
.hero-glow {
  position: absolute; border-radius: 50%; filter: blur(80px);
  opacity: .35;
}
.hero-glow-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, var(--accent), transparent 70%);
  top: -200px; right: -100px;
  animation: float 18s ease-in-out infinite;
}
.hero-glow-2 {
  width: 500px; height: 500px;
  background: radial-gradient(circle, var(--emerald), transparent 70%);
  bottom: -150px; left: -100px;
  animation: float 22s ease-in-out infinite reverse;
}
@keyframes float {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(30px, -30px) scale(1.1); }
}
.hero-lines {
  position: absolute; inset: 0; width: 100%; height: 100%;
  opacity: .5;
}
.hero-line {
  stroke-dasharray: 2000; stroke-dashoffset: 2000;
  animation: draw 3s ease-out .5s forwards;
}
@keyframes draw { to { stroke-dashoffset: 0; } }

.hero-grid {
  display: grid; grid-template-columns: 1.05fr 1fr; gap: 60px;
  align-items: center;
}
.hero-copy h1 { margin-bottom: .4em; }
.hero-sub {
  font-size: 1.15rem; color: var(--text-muted);
  max-width: 540px; margin-bottom: 32px;
}
.hero-actions {
  display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 48px;
}
.hero-stats {
  display: flex; gap: 36px;
  padding-top: 28px; border-top: 1px solid var(--border-soft);
}
.hero-stats > div { display: flex; flex-direction: column; }
.hero-stats strong {
  font-family: var(--font-display); font-size: 2rem; font-weight: 900;
  color: var(--accent); line-height: 1;
}
.hero-stats span {
  font-size: .78rem; text-transform: uppercase; letter-spacing: .1em;
  color: var(--text-dim); margin-top: 6px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 22px; border-radius: var(--radius-sm);
  font-family: var(--font-ui); font-weight: 600; font-size: .95rem;
  border: 1px solid transparent; cursor: pointer;
  transition: all .2s; text-decoration: none;
}
.btn-primary {
  background: var(--accent); color: var(--bg-deep);
  box-shadow: 0 4px 20px var(--accent-glow);
}
.btn-primary:hover {
  background: #e8b873; color: var(--bg-deep);
  transform: translateY(-1px);
  box-shadow: 0 8px 30px var(--accent-glow);
}
.btn-ghost {
  background: transparent; color: var(--text);
  border-color: var(--border);
}
.btn-ghost:hover {
  border-color: var(--accent); color: var(--accent);
}
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }

/* ===== CALCULATOR CARD ===== */
.calc-card {
  background: var(--surface);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-2);
  position: relative;
}
.calc-card-large { padding: 32px; }
.calc-card-head {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 24px; padding-bottom: 20px;
  border-bottom: 1px solid var(--border-soft);
}
.calc-card-head h2 {
  font-size: 1.4rem; margin: 0;
}
.calc-badge {
  font-size: .7rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .15em; color: var(--emerald);
  padding: 4px 10px; border: 1px solid var(--emerald);
  border-radius: 20px;
  background: var(--emerald-glow);
  position: relative;
}
.calc-badge::before {
  content: ''; display: inline-block;
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--emerald); margin-right: 6px;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: .4; }
}

.hero-calc .calc-card {
  position: relative;
}
.hero-calc .calc-card::before {
  content: ''; position: absolute; inset: -1px;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--accent), transparent 40%, var(--emerald));
  z-index: -1; opacity: .4;
}

/* ===== FORM FIELDS ===== */
.calc-form {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
}
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label {
  font-size: .82rem; font-weight: 600;
  color: var(--text-muted); letter-spacing: .02em;
}
.field-help {
  font-size: .72rem; color: var(--text-dim); margin-top: -2px;
}
.field input, .field select {
  width: 100%; padding: 11px 14px;
  background: var(--bg); color: var(--text);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-ui); font-size: .95rem;
  transition: all .2s;
  appearance: none;
}
.field input:focus, .field select:focus {
  outline: none; border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-glow);
  background: var(--surface-2);
}
.field input:hover, .field select:hover { border-color: var(--border); }
.input-prefix, .input-suffix {
  display: flex; align-items: center;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  transition: all .2s;
}
.input-prefix:focus-within, .input-suffix:focus-within {
  border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-glow);
}
.input-prefix span {
  padding: 0 4px 0 14px; color: var(--text-dim); font-weight: 600;
}
.input-suffix span {
  padding: 0 14px 0 4px; color: var(--text-dim); font-weight: 600;
}
.input-prefix input, .input-suffix input {
  border: 0; background: transparent; padding: 11px 14px;
  flex: 1;
}
.input-prefix input:focus, .input-suffix input:focus {
  outline: none; box-shadow: none;
}

/* Hide number spinners */
input[type=number]::-webkit-inner-spin-button,
input[type=number]::-webkit-outer-spin-button {
  -webkit-appearance: none; margin: 0;
}
input[type=number] { -moz-appearance: textfield; }

/* ===== RESULTS ===== */
.calc-results {
  margin-top: 24px; padding-top: 24px;
  border-top: 1px solid var(--border-soft);
  min-height: 80px;
}
.results-placeholder {
  color: var(--text-dim); font-size: .9rem;
  text-align: center; padding: 20px;
}
.result-hero {
  display: flex; flex-direction: column; gap: 6px;
  margin-bottom: 20px;
}
.result-hero-label {
  font-size: .8rem; text-transform: uppercase;
  letter-spacing: .15em; color: var(--text-muted);
}
.result-hero-value {
  font-family: var(--font-display); font-weight: 900;
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  color: var(--accent); line-height: 1;
  letter-spacing: -0.03em;
}
.result-hero-sub {
  font-size: .9rem; color: var(--text-muted);
}

.result-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 12px; margin-top: 20px;
}
.result-stat {
  background: var(--surface-2); padding: 14px 16px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-soft);
}
.result-stat-label {
  font-size: .72rem; text-transform: uppercase;
  letter-spacing: .1em; color: var(--text-dim);
  margin-bottom: 4px;
}
.result-stat-value {
  font-family: var(--font-display); font-weight: 700;
  font-size: 1.25rem; color: var(--text);
}
.result-stat-value.positive { color: var(--emerald); }
.result-stat-value.negative { color: var(--danger); }

/* Payment breakdown bar */
.breakdown-bar {
  margin-top: 20px;
}
.breakdown-bar-label {
  display: flex; justify-content: space-between;
  font-size: .8rem; color: var(--text-muted);
  margin-bottom: 8px;
}
.breakdown-bar-track {
  display: flex; height: 14px;
  background: var(--bg); border-radius: 7px; overflow: hidden;
}
.breakdown-bar-seg {
  height: 100%; transition: width .6s cubic-bezier(.4, 0, .2, 1);
}
.breakdown-legend {
  display: flex; flex-wrap: wrap; gap: 14px;
  margin-top: 12px;
}
.legend-item {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: .8rem; color: var(--text-muted);
}
.legend-dot {
  width: 10px; height: 10px; border-radius: 3px;
}

/* Donut chart */
.donut-wrap {
  display: flex; align-items: center; gap: 28px;
  margin: 24px 0;
}
.donut {
  width: 180px; height: 180px; flex-shrink: 0;
}
.donut-center {
  font-family: var(--font-display); font-weight: 800;
  fill: var(--text); font-size: 18px;
}
.donut-center-sub {
  fill: var(--text-muted); font-size: 10px;
  text-transform: uppercase; letter-spacing: .15em;
}

/* Schedule table */
.schedule-table {
  width: 100%; border-collapse: collapse;
  font-size: .85rem; margin-top: 16px;
}
.schedule-table th {
  text-align: left; padding: 10px 12px;
  font-family: var(--font-ui); font-weight: 600;
  color: var(--text-dim); font-size: .72rem;
  text-transform: uppercase; letter-spacing: .1em;
  border-bottom: 1px solid var(--border);
}
.schedule-table td {
  padding: 9px 12px; border-bottom: 1px solid var(--border-soft);
  color: var(--text-muted);
}
.schedule-table tr:hover td {
  background: var(--surface-2); color: var(--text);
}
.schedule-table td.num {
  font-variant-numeric: tabular-nums;
  text-align: right;
}

/* Comparison cards */
.compare-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
  margin: 20px 0;
}
.compare-card {
  padding: 20px; border-radius: var(--radius);
  border: 1px solid var(--border-soft);
  background: var(--surface-2);
}
.compare-card.winner {
  border-color: var(--emerald);
  background: linear-gradient(135deg, var(--emerald-glow), var(--surface-2));
}
.compare-card h4 {
  font-family: var(--font-ui); font-size: .9rem;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--text-muted); margin: 0 0 12px;
}
.compare-card .compare-num {
  font-family: var(--font-display); font-weight: 900;
  font-size: 2rem; color: var(--text);
}
.compare-card.winner .compare-num { color: var(--emerald); }
.compare-card .compare-sub {
  font-size: .8rem; color: var(--text-muted); margin-top: 4px;
}

/* Detail tabs */
.calc-detail {
  margin-top: 24px;
  background: var(--surface); border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg); padding: 24px;
}
.detail-tabs {
  display: flex; gap: 4px; margin-bottom: 20px;
  border-bottom: 1px solid var(--border-soft);
}
.detail-tab {
  background: none; border: 0; cursor: pointer;
  padding: 10px 16px; font-family: var(--font-ui);
  font-size: .9rem; font-weight: 600;
  color: var(--text-muted); border-bottom: 2px solid transparent;
  margin-bottom: -1px; transition: all .2s;
}
.detail-tab:hover { color: var(--text); }
.detail-tab.active {
  color: var(--accent); border-bottom-color: var(--accent);
}
.detail-panel { display: none; }
.detail-panel.active { display: block; animation: fadeIn .3s; }
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }

/* SVG line chart */
.line-chart { width: 100%; height: 280px; margin-top: 16px; }
.line-chart .axis { stroke: var(--border); stroke-width: 1; }
.line-chart .grid { stroke: var(--border-soft); stroke-width: 1; stroke-dasharray: 2 4; }
.line-chart .label { fill: var(--text-dim); font-size: 11px; font-family: var(--font-ui); }
.line-chart .line-principal { fill: none; stroke: var(--emerald); stroke-width: 2.5; }
.line-chart .line-interest { fill: none; stroke: var(--accent); stroke-width: 2.5; }
.line-chart .area-principal { fill: var(--emerald); opacity: .12; }
.line-chart .area-interest { fill: var(--accent); opacity: .12; }

/* ===== CALCULATOR GRID ===== */
.calc-grid-section { padding: 100px 0; }
.section-head {
  text-align: center; max-width: 720px; margin: 0 auto 56px;
}
.section-sub {
  color: var(--text-muted); font-size: 1.1rem;
}

.filter-bar {
  display: flex; flex-wrap: wrap; justify-content: center;
  gap: 8px; margin-bottom: 40px;
}
.filter-chip {
  padding: 8px 18px; border-radius: 30px;
  background: var(--surface); border: 1px solid var(--border-soft);
  color: var(--text-muted); font-family: var(--font-ui);
  font-size: .85rem; font-weight: 600; cursor: pointer;
  transition: all .2s;
}
.filter-chip:hover { color: var(--text); border-color: var(--border); }
.filter-chip.active {
  background: var(--accent); color: var(--bg-deep);
  border-color: var(--accent);
}

.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 18px;
}
.calc-tile {
  position: relative; display: flex; flex-direction: column;
  padding: 26px 24px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--border-soft);
  color: var(--text); transition: all .3s; overflow: hidden;
}
.calc-tile::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, var(--accent-glow), transparent 50%);
  opacity: 0; transition: opacity .3s;
}
.calc-tile:hover {
  transform: translateY(-3px); border-color: var(--accent);
  box-shadow: var(--shadow-2);
}
.calc-tile:hover::before { opacity: 1; }
.calc-tile > * { position: relative; }
.calc-tile-icon {
  width: 44px; height: 44px; border-radius: var(--radius-sm);
  background: var(--surface-3); display: flex; align-items: center;
  justify-content: center; margin-bottom: 16px;
  color: var(--accent); font-size: 1.2rem;
}
.calc-tile h3 { margin-bottom: 6px; }
.calc-tile p {
  font-size: .88rem; color: var(--text-muted);
  margin: 0; flex: 1;
}
.calc-tile-cat {
  display: inline-block; margin-top: 14px;
  font-size: .7rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .12em; color: var(--text-dim);
}
.calc-tile-arrow {
  position: absolute; top: 24px; right: 24px;
  color: var(--text-dim); font-size: 1.2rem;
  transition: all .3s;
}
.calc-tile:hover .calc-tile-arrow {
  color: var(--accent); transform: translateX(4px);
}

/* ===== FEATURE SECTION ===== */
.feature-section { padding: 100px 0; }
.feature-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 80px;
  align-items: center;
}
.feature-list {
  list-style: none; padding: 0; margin: 28px 0 0;
}
.feature-list li {
  padding: 14px 0; border-bottom: 1px solid var(--border-soft);
  color: var(--text-muted); font-size: 1rem;
}
.feature-list strong { color: var(--text); display: block; margin-bottom: 4px; }

.visual-card {
  background: var(--surface); border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg); padding: 32px;
  box-shadow: var(--shadow-3); position: relative;
}
.visual-card::before {
  content: ''; position: absolute; top: -1px; left: -1px; right: -1px;
  height: 80px; border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  background: linear-gradient(180deg, var(--accent-glow), transparent);
  pointer-events: none;
}
.visual-row {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 10px 0; font-size: .95rem; color: var(--text-muted);
}
.visual-row strong {
  font-family: var(--font-display); font-weight: 700;
  color: var(--text); font-size: 1.15rem;
}
.visual-row.highlight strong { color: var(--accent); font-size: 1.6rem; }
.num-flash { animation: flash 1s; }
@keyframes flash {
  0% { color: var(--emerald); }
  100% { color: var(--accent); }
}
.visual-divider {
  height: 1px; background: var(--border-soft);
  margin: 16px 0;
}
.visual-bar { margin-top: 20px; }
.bar-stack {
  display: flex; height: 32px; border-radius: 6px; overflow: hidden;
  background: var(--bg);
}
.bar-seg {
  display: flex; align-items: center; justify-content: center;
  font-size: .75rem; font-weight: 700; color: var(--bg-deep);
  transition: width .8s cubic-bezier(.4,0,.2,1);
}
.bar-seg.principal { background: var(--emerald); }
.bar-seg.interest { background: var(--accent); }
.visual-caption {
  font-size: .78rem; color: var(--text-dim);
  text-align: center; margin-top: 10px;
}

/* ===== TRUST STRIP ===== */
.trust-strip {
  padding: 60px 0; border-top: 1px solid var(--border-soft);
  border-bottom: 1px solid var(--border-soft);
  background: var(--bg);
}
.trust-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px;
  text-align: center;
}
.trust-num {
  font-family: var(--font-display); font-weight: 900;
  font-size: 3rem; color: var(--accent); line-height: 1;
}
.trust-label {
  font-size: .85rem; color: var(--text-muted); margin-top: 8px;
}

/* ===== FAQ ===== */
.faq-section { padding: 100px 0; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--surface); border: 1px solid var(--border-soft);
  border-radius: var(--radius); padding: 4px 24px;
  transition: all .2s;
}
.faq-item[open] { border-color: var(--accent); }
.faq-item summary {
  cursor: pointer; padding: 18px 0; font-weight: 600;
  font-size: 1.02rem; color: var(--text);
  list-style: none; position: relative;
  padding-right: 32px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+'; position: absolute; right: 0; top: 50%;
  transform: translateY(-50%);
  font-size: 1.5rem; color: var(--accent);
  transition: transform .2s;
}
.faq-item[open] summary::after { content: '−'; }
.faq-answer {
  padding: 0 0 20px; color: var(--text-muted); line-height: 1.7;
}

/* ===== CTA ===== */
.cta-section { padding: 80px 0 120px; }
.cta-box {
  background: linear-gradient(135deg, var(--surface), var(--surface-2));
  border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 64px 48px;
  text-align: center; position: relative; overflow: hidden;
}
.cta-box::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(circle at 20% 30%, var(--accent-glow), transparent 50%),
    radial-gradient(circle at 80% 70%, var(--emerald-glow), transparent 50%);
  pointer-events: none;
}
.cta-box > * { position: relative; }
.cta-box h2 { margin-bottom: 12px; }
.cta-box p { color: var(--text-muted); margin-bottom: 28px; }

/* ===== CALCULATOR PAGE LAYOUT ===== */
.breadcrumbs { padding: 16px 0; }
.breadcrumbs ol {
  list-style: none; padding: 0; margin: 0;
  display: flex; gap: 8px; font-size: .82rem;
}
.breadcrumbs li::after { content: '/'; color: var(--text-dim); margin-left: 8px; }
.breadcrumbs li:last-child::after { content: ''; }
.breadcrumbs a { color: var(--text-muted); }
.breadcrumbs a:hover { color: var(--accent); }

.calc-page { padding: 24px 0 60px; }
.calc-layout {
  display: grid; grid-template-columns: 0.85fr 1.5fr;
  gap: 48px; align-items: start;
}
.calc-aside { position: sticky; top: 96px; }
.calc-aside h1 { font-size: clamp(1.8rem, 3vw, 2.6rem); margin-bottom: 16px; }
.calc-intro { color: var(--text-muted); font-size: 1rem; line-height: 1.7; }
.calc-trust {
  display: flex; flex-direction: column; gap: 10px;
  margin-top: 28px; padding-top: 24px;
  border-top: 1px solid var(--border-soft);
}
.calc-trust div {
  display: flex; align-items: center; gap: 10px;
  font-size: .85rem; color: var(--text-muted);
}
.calc-main { min-width: 0; }

/* ===== ICONS (inline SVG via mask) ===== */
[class^="icon-"], [class*=" icon-"] {
  display: inline-flex; width: 1em; height: 1em;
  vertical-align: -0.125em; background-color: currentColor;
  -webkit-mask-position: center; mask-position: center;
  -webkit-mask-repeat: no-repeat; mask-repeat: no-repeat;
  -webkit-mask-size: contain; mask-size: contain;
}
.icon-house { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 3 3 11h2v9h5v-6h4v6h5v-9h2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 3 3 11h2v9h5v-6h4v6h5v-9h2z'/%3E%3C/svg%3E"); }
.icon-chart-line { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 17 9 11l4 4 8-8v4h2V5h-6v2h4l-8 8-4-4-7 7z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 17 9 11l4 4 8-8v4h2V5h-6v2h4l-8 8-4-4-7 7z'/%3E%3C/svg%3E"); }
.icon-arrows-rotate { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 4V1L7 6l5 5V7a5 5 0 0 1 5 5 5 5 0 0 1-5 5 5 5 0 0 1-5-5H5a7 7 0 0 0 7 7 7 7 0 0 0 7-7 7 7 0 0 0-7-7z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 4V1L7 6l5 5V7a5 5 0 0 1 5 5 5 5 0 0 1-5 5 5 5 0 0 1-5-5H5a7 7 0 0 0 7 7 7 7 0 0 0 7-7 7 7 0 0 0-7-7z'/%3E%3C/svg%3E"); }
.icon-scale-balanced { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2v2h7v2h-3v6l4 7H4l4-7V6H5V4h7zm-2 4v6.3l-2 3.7h8l-2-3.7V6z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2v2h7v2h-3v6l4 7H4l4-7V6H5V4h7zm-2 4v6.3l-2 3.7h8l-2-3.7V6z'/%3E%3C/svg%3E"); }
.icon-percent { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 4 4 7l13 13 3-3zm3 0a2 2 0 1 0 0 4 2 2 0 0 0 0-4zm6 8a2 2 0 1 0 0 4 2 2 0 0 0 0-4z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 4 4 7l13 13 3-3zm3 0a2 2 0 1 0 0 4 2 2 0 0 0 0-4zm6 8a2 2 0 1 0 0 4 2 2 0 0 0 0-4z'/%3E%3C/svg%3E"); }
.icon-sack-dollar { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2c-1 0-2 1-2 2v1l-4 5c-1 1-1 3 0 4l3 4c1 1 2 2 3 2h0c1 0 2-1 3-2l3-4c1-1 1-3 0-4l-4-5V4c0-1-1-2-2-2zm0 8a3 3 0 0 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2c-1 0-2 1-2 2v1l-4 5c-1 1-1 3 0 4l3 4c1 1 2 2 3 2h0c1 0 2-1 3-2l3-4c1-1 1-3 0-4l-4-5V4c0-1-1-2-2-2zm0 8a3 3 0 0 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); }
.icon-calendar-days { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 2v2H4v18h16V4h-3V2h-2v2H9V2zM6 8h12v12H6zm2 2v2h3v-2zm5 0v2h3v-2zm-5 4v2h3v-2zm5 0v2h3v-2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 2v2H4v18h16V4h-3V2h-2v2H9V2zM6 8h12v12H6zm2 2v2h3v-2zm5 0v2h3v-2zm-5 4v2h3v-2zm5 0v2h3v-2z'/%3E%3C/svg%3E"); }
.icon-flag-checkered { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 2v20h2V14h14l-3-4 3-4H6V2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 2v20h2V14h14l-3-4 3-4H6V2z'/%3E%3C/svg%3E"); }
.icon-building { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 2v20h7v-5h2v5h7V2zm3 3h3v3H7zm6 0h3v3h-3zM7 11h3v3H7zm6 0h3v3h-3z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 2v20h7v-5h2v5h7V2zm3 3h3v3H7zm6 0h3v3h-3zM7 11h3v3H7zm6 0h3v3h-3z'/%3E%3C/svg%3E"); }
.icon-coins { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M8 4C5 4 2 5 2 7v2c0 2 3 3 6 3s6-1 6-3V7c0-2-3-3-6-3zm8 1v2c2 0 4 1 4 2s-2 2-4 2v2c3 0 6-1 6-3V8c0-2-3-3-6-3zM2 12v2c0 2 3 3 6 3s6-1 6-3v-2c0 2-3 3-6 3s-6-1-6-3zm14 0v2c2 0 4 1 4 2s-2 2-4 2v2c3 0 6-1 6-3v-2c0-2-3-3-6-3zM2 17v2c0 2 3 3 6 3s6-1 6-3v-2c0 2-3 3-6 3s-6-1-6-3z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M8 4C5 4 2 5 2 7v2c0 2 3 3 6 3s6-1 6-3V7c0-2-3-3-6-3zm8 1v2c2 0 4 1 4 2s-2 2-4 2v2c3 0 6-1 6-3V8c0-2-3-3-6-3zM2 12v2c0 2 3 3 6 3s6-1 6-3v-2c0 2-3 3-6 3s-6-1-6-3zm14 0v2c2 0 4 1 4 2s-2 2-4 2v2c3 0 6-1 6-3v-2c0-2-3-3-6-3zM2 17v2c0 2 3 3 6 3s6-1 6-3v-2c0 2-3 3-6 3s-6-1-6-3z'/%3E%3C/svg%3E"); }
.icon-divider { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M2 11h20v2H2zM11 4l1 4 1-4zM11 16l1 4 1-4z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M2 11h20v2H2zM11 4l1 4 1-4zM11 16l1 4 1-4z'/%3E%3C/svg%3E"); }
.icon-shield-halved { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2 4 5v6c0 5 3 9 8 11V2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2 4 5v6c0 5 3 9 8 11V2z'/%3E%3C/svg%3E"); }
.icon-medal { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 2 4 8l4 2 4-6V2zm6 0v2l4 6 4-2-3-6zM12 10a6 6 0 1 0 0 12 6 6 0 0 0 0-12zm0 3a3 3 0 1 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M7 2 4 8l4 2 4-6V2zm6 0v2l4 6 4-2-3-6zM12 10a6 6 0 1 0 0 12 6 6 0 0 0 0-12zm0 3a3 3 0 1 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); }
.icon-hourglass-half { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 2v4l4 4-4 4v8h12v-8l-4-4 4-4V2zm2 16h8l-4-4z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 2v4l4 4-4 4v8h12v-8l-4-4 4-4V2zm2 16h8l-4-4z'/%3E%3C/svg%3E"); }
.icon-circle-dot { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20zm0 7a3 3 0 1 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20zm0 7a3 3 0 1 1 0 6 3 3 0 0 1 0-6z'/%3E%3C/svg%3E"); }
.icon-file-invoice-dollar { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 2h9l5 5v15H6zm3 9v2h3v2a2 2 0 1 1-2-2v-2a4 4 0 1 0 4 4h-2a2 2 0 0 1-2 2v-2h-1v-2h1zm0-1h6V8h2v3h-1v1h-2v-1H9z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 2h9l5 5v15H6zm3 9v2h3v2a2 2 0 1 1-2-2v-2a4 4 0 1 0 4 4h-2a2 2 0 0 1-2 2v-2h-1v-2h1zm0-1h6V8h2v3h-1v1h-2v-1H9z'/%3E%3C/svg%3E"); }
.icon-money-bill-transfer { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M2 6v8h13V6zm7 2a2 2 0 1 1 0 4 2 2 0 0 1 0-4zm6 4 4 3 4-3v3l-4 3-4-3zM2 16h7v2H2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M2 6v8h13V6zm7 2a2 2 0 1 1 0 4 2 2 0 0 1 0-4zm6 4 4 3 4-3v3l-4 3-4-3zM2 16h7v2H2z'/%3E%3C/svg%3E"); }
.icon-lock { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 10V7a6 6 0 0 1 12 0v3h2v12H4V10zm2 0h8V7a4 4 0 0 0-8 0z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6 10V7a6 6 0 0 1 12 0v3h2v12H4V10zm2 0h8V7a4 4 0 0 0-8 0z'/%3E%3C/svg%3E"); }
.icon-bolt { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M13 2 4 14h6l-2 8 9-12h-6z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M13 2 4 14h6l-2 8 9-12h-6z'/%3E%3C/svg%3E"); }
.icon-check { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M9 17 4 12l2-2 3 3 7-7 2 2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M9 17 4 12l2-2 3 3 7-7 2 2z'/%3E%3C/svg%3E"); }
.icon-book-open { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 6c-2-2-6-2-9-2v14c3 0 7 0 9 2 2-2 6-2 9-2V4c-3 0-7 0-9 2zm0 0v14'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 6c-2-2-6-2-9-2v14c3 0 7 0 9 2 2-2 6-2 9-2V4c-3 0-7 0-9 2zm0 0v14'/%3E%3C/svg%3E"); }

/* ===== CALC CONTENT / PROSE ===== */
.calc-content { padding: 80px 0; background: var(--bg); }
.prose { color: var(--text-muted); line-height: 1.8; font-size: 1.02rem; }
.prose h3 { color: var(--text); margin-top: 1.5em; font-size: 1.4rem; }
.prose code {
  background: var(--surface-2); padding: 2px 8px;
  border-radius: 4px; font-size: .9em; color: var(--accent);
}
.prose strong { color: var(--text); }

/* ===== RELATED ===== */
.related-section { padding: 80px 0 100px; }
.related-section h2 { text-align: center; margin-bottom: 40px; }
.related-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 16px;
}
.related-tile {
  padding: 20px; background: var(--surface);
  border: 1px solid var(--border-soft); border-radius: var(--radius);
  color: var(--text); transition: all .2s;
}
.related-tile:hover {
  border-color: var(--accent); transform: translateY(-2px);
}
.related-tile i { color: var(--accent); font-size: 1.3rem; }
.related-tile h3 { font-size: 1rem; margin: 12px 0 6px; }
.related-tile p { font-size: .82rem; color: var(--text-muted); margin: 0; }

/* ===== NOT FOUND ===== */
.not-found { padding: 120px 0; text-align: center; }
.nf-mark {
  font-family: var(--font-display); font-weight: 900;
  font-size: 8rem; color: var(--accent); line-height: 1;
  opacity: .3; margin-bottom: 16px;
}

/* ===== PAGE SECTION ===== */
.page-section { padding: 80px 0; min-height: 60vh; }
.page-section h1 { margin-bottom: 24px; }

/* ===== FOOTER ===== */
.site-footer {
  background: var(--bg); border-top: 1px solid var(--border-soft);
  padding: 80px 0 32px; margin-top: 60px;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr 1fr;
  gap: 40px; margin-bottom: 60px;
}
.footer-brand .brand { margin-bottom: 16px; }
.footer-tagline {
  color: var(--text-muted); font-size: .9rem;
  margin-bottom: 16px; max-width: 320px;
}
.footer-disclaimer {
  color: var(--text-dim); font-size: .78rem;
  line-height: 1.6;
}
.footer-col h4 {
  font-family: var(--font-ui); font-size: .72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .15em;
  color: var(--text-dim); margin-bottom: 14px;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 8px; }
.footer-col a { color: var(--text-muted); font-size: .88rem; }
.footer-col a:hover { color: var(--accent); }
.footer-bottom {
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  padding-top: 32px; border-top: 1px solid var(--border-soft);
  font-size: .82rem; color: var(--text-dim);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .feature-grid { grid-template-columns: 1fr; gap: 40px; }
  .calc-layout { grid-template-columns: 1fr; gap: 32px; }
  .calc-aside { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-brand { grid-column: 1 / -1; }
  .nav-list { display: none; }
  .nav-toggle { display: block; }
  .nav-toggle.open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
  .primary-nav.open .nav-list {
    display: flex; flex-direction: column; position: absolute;
    top: 72px; left: 0; right: 0; background: var(--surface);
    border-bottom: 1px solid var(--border); padding: 20px; gap: 4px;
  }
  .dropdown { position: static; transform: none; opacity: 1; visibility: visible;
    grid-template-columns: 1fr; box-shadow: none; padding: 12px 0; }
}
@media (max-width: 640px) {
  .calc-form { grid-template-columns: 1fr; }
  .compare-grid { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .hero-stats { flex-wrap: wrap; gap: 20px; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-box { padding: 40px 24px; }
  .calc-card { padding: 20px; }
}

/* Print */
@media print {
  .site-header, .site-footer, .calc-aside, .breadcrumbs, .related-section, .cta-section { display: none; }
  body { background: white; color: black; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}